Dennis Pyzyna Insurance Broker

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Secure Choice Dental Plan

When purchasing or comparing dental plans you need to look at the fine print.  Most companies have waiting periods before benefits are payable and also policy maximums which limit how much the insurance company would pay in a particular year.  For major services, insurance plans do not cover everything, only a percentage - usually 50% - 80% of the actual charge, leaving you with the rest.   

Wouldn't you like to have the most affordable dental plan on the market today without having to be subjected to waiting periods and pre-exisiting condition limitations?  With a "Secure Choice" pre-paid dental plan from Assurant, you already know what your co-payment will be for specific services so there are no surprises when you go to the dentist along with all these other benefits. 

Secure Choice

The Secure Choice plan provides dental benefits with attractive prepayment fees.  To receive the benefits of the Secure Choice plan you will need to select a Plan Dentist for you and your family members from the list of Plan Dentists.  You may choose a different dentist for each family member.

Features of the Secure Choice Plan:

  • No deductibles
  • No claim forms
  • No annual maximum
  • Fixed copayment schedule for Plan Dentists
  • Reduced fees on Orthodontic procedures for children and adults
  • No referral required for Specialist benefits
  • Benefits for pre-existing dental conditions
  • Low cost preventative procedures

Click here to view the Assurant Dental Brochure for more information and limitations 

How do I join?

Step 1: Select a dentist from the Plan Dentist Directory or online (choose the Heritage Series).

Step 2: Complete the online Enrollment form.  Be sure to include the Dental Facility Number of each dentist you have selected in the space provided, and print the Enrollment form.

Step 3: Choose your payment option.  If you choose the annual prepayment fee, include the appropriate prepayment fee, the $35 enrollment fee with the completed Enrollment form, and mail to Assurant Employee Benefits.

If you choose the automatic monthly bank draft, complete the Authorization Agreement included in this site under "Enrollment form," include a voided check, the first month's prepayment fee, the $35 enrollment fee with the completed Enrollment form, and mail to Assurant Employee Benefits.   Monthly prepayment fees will thereafter be drawn automatically from your bank account.

While we accept automatic bank drafts from checking or savings accounts, we cannot accept personal checks on a monthly basis.

Want to apply?  Click here to print out the Assurant application 

Once completed, please mail or fax (if paying by credit card/bank draft) back to InsureIL to the address listed below

Have questions?  Give us a call at the number below or send an email to learn more

InsureIL/PY Financial
Insurance Brokers: Dennis Pyzyna & Brandon Hill
1806 NorthWest Hwy Ste 7
Arlington Heights Illinois 60004
Phone (847)342-0013
Fax    (847)342-0017
E-Mail: dpyzyna@pyfinancial.com or brandon@insureil.net

 

     
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